The Guardrails for Agentic Finance


Stop managing. Start compounding.


Owning assets should
feel like progress and
not a guessing game.
This is why we built
an agent that does
the hard work for you.

100%

Self-custodial. Always your keys, on every action.

24/7

Automation that runs your strategy and never sleeps.


Owning assets should
feel like progress and
not a guessing game.
This is why we built
an agent that does
the hard work for you.

100%

Self-custodial. Always your keys, on
every action.

24/7

Automation that runs your strategy
and never sleeps.

It started with a loss.

One of our founders lost Bitcoin to a centralized exchange breach. The exchange confirmed it and never made him whole. The lesson stuck:  if you don’t hold your keys, you don’t hold your crypto.

But self-custody alone isn’t a strategy. You still have to decide when to buy, how much, and toward what. We wanted both: real custody and an agent doing the strategy
work. That pairing became Locke Mode, and MintLocke grew around it.

We are the user. We
built the tool we wished
existed after learning
this market the hard way.

Jesus Rafael Burgoa

Founder & CEO

We are the user. We built the tool we wished existed after learning this market the hard way.

Jesus Rafael Burgoa

Founder & CEO

Built by people who’ve shipped at scale.

Federal-grade security meets fintech growth. We build in the open.

Jesus Rafael Burgoa

Founder & CEO

Spent his career building and scaling secure systems for the U.S. federal government, with work across HHS and the IRS with Deloitte and Accenture that saved taxpayers $100M+. He brings that obsession with security and scale to your crypto.

Federal-grade security

Ex-Deloitte · Accenture

$100M+ saved

Leon Hitchens IV

Co-Founder & CMO

A growth leader who has run marketing for agencies and fintech startups, including in the Y Combinator ecosystem. He’s spent years figuring out how to bring useful financial products to the people who need
them most.

Growth & marketing

Fintech · Y Combinator

User acquisition


A remote team with Texas roots, building in the open.

Dallas, TX

JR’s home base

San Antonio, TX

Leon’s home base

Three commitments
we don’t bend on.

Self-custody, no
exceptions

We never take custody of your keys or your assets. Every action
MintLocke takes runs on your
wallet, under your control. Non-
custodial by design, not as a setting.

Security as a
pedigree

Our founding engineer secured
systems for the IRS and HHS. We
treat your crypto with the same
rigor we brought to federal
infrastructure. Security first, always.

Strategy over
churn

We don’t profit when you trade
more. MintLocke is built to run a
patient, goal-based strategy, not to turn your portfolio into a casino.

Our Investors

Backed by investors who believe in the future of self-custody DeFi.

About MintLocke, answered.

MintLocke is a self-custodial crypto agent. It automates a goal-based strategy for your Bitcoin and stablecoins (buying, saving, and earning yield on your behalf) while you keep full custody of your keys at all times.

MintLocke was founded by Jesus Rafael Burgoa (Founder & CEO), who built secure systems for the U.S. federal government with Deloitte and Accenture, and Leon Htchens IV (Co-Founder & CMO), a growth leader from the fintech and Y Combinator ecosystem.

Yes. MintLocke is fully non-custodial. It never has access to, custody of, or control over your private keys, seed phrase, or digital assets. You retain sole control of your wallet and funds at all times.

MintLocke is a software tool that executes the automation strategies you configure. It does not take custody of funds or earn a spread by against you.

MintLocke is a remote team with Texas roots. Its founders are based in Dallas and San Antonio, Texas.

Set your goal.
Let Locke Mode run.

Automate your future with Bitcoin.